If you are living in the United States and need to file a tax return but don’t qualify for a Social Security Number (SSN), you may need an ITIN number. Many people aren’t sure what an ITIN is or how to get one. This article offers a simple overview of what an ITIN number is, who it’s for, and how it’s used—especially for those living in the U.S. without SSNs.
What Is an ITIN?
ITIN stands for Individual Taxpayer Identification Number. It’s a 9-digit number issued by the Internal Revenue Service (IRS) for individuals who must file U.S. taxes but are not eligible for a Social Security Number.
ITINs are used only for federal tax purposes and always begin with the number 9 (e.g., 9XX-XX-XXXX).
Who Qualifies for an ITIN?
You may qualify for an ITIN if you fall under one of these categories:
- A non-resident alien filing a U.S. tax return
- A spouse or dependent of a U.S. citizen or resident
- A dependent or spouse of a visa holder
- A student, professor, or researcher in the U.S. with taxable income
- A foreign investor receiving U.S. income
- Anyone who must file taxes but cannot get an SSN
Even if you don’t live in the U.S. full-time, if you earn U.S. income or have tax obligations, you might need an ITIN.
What Is an ITIN Number Used For?
An ITIN is mainly used for filing U.S. federal tax returns. However, it can also help in situations like:
- Claiming tax refunds (if eligible)
- Supporting visa or immigration paperwork
- Opening certain U.S. bank accounts
- Applying for mortgages or loans (in some cases)
- Identifying yourself in the U.S. tax system
It’s important to note that an ITIN does not authorize work in the U.S. and cannot be used for Social Security benefits.
How to Apply for an ITIN
To get an ITIN number in the U.S., follow these general steps:
- Fill out IRS Form W-7
- Provide original or certified copies of identity documents (like a passport)
- Attach a valid federal tax return (unless an exception applies)
- Mail your documents to the IRS or apply through a certified acceptance agent
The process can take several weeks, so it’s a good idea to start early—especially before the April tax deadline.
FAQ
Q: What is an ITIN?
A: An ITIN (Individual Taxpayer Identification Number) is used to file U.S. taxes if you’re not eligible for an SSN.
Q: What is an ITIN number used for?
A: It’s used for filing taxes, identifying yourself for federal tax purposes, and claiming refunds.
Q: Is an ITIN permanent?
A: No. If not used on a tax return for three consecutive years, it may expire.
Q: Is an ITIN the same as an SSN?
A: No. An ITIN is only for tax purposes and does not grant work authorization or Social Security benefits.
Q: Can I use an ITIN to work in the U.S.?
A: No. It does not allow you to work legally in the U.S.
Help Available for ITIN Application
If you’re located in Milpitas, California, or anywhere else in the U.S., you can get remote assistance with your ITIN application through trusted tax preparers like Sanjay Tax Pro. They help with document preparation and IRS compliance to make the process easier.
For more information, visit www.sanjaytaxpro.com or reach out to their remote tax support team.